Before You Buy...Read this!

Christmas season is just around the corner, shopping malls and even online stores have started to bombard us with  different kinds of holiday sale, but before you spend your hard earned fat Christmas bonus, here are some things you should keep in mind before making that purchase.

1. Make a list of what you want - 

We are all guilty of buying things on impulse, just because it's on sale, it doesn't mean that we should buy it. List down the things that you want to buy for yourself,  a gadget, an expensive bag or maybe a new appliance in your house.

 2. Do your research - 

Look around, search the internet, compare prices. Don't be in a hurry to make a purchase, unless you want to regret it later,  after discovering  that the cellphone you've wanted is much cheaper in the next store.

 3. Ask for a better deal - 

There are some stores that offer discount if you pay in cash or they can hand it to you on an installment basis if you have a credit card. Sometimes credit card companies offer, buy now, pay later with zero interest.

 4. Check the warranty - 

Sometimes we're so excited to check out at the counter that we forgot to ask for the warranty of the product. Not all warranty coverages are the same, so better ask the salesperson just to be sure that you will have no problem in case that washing machine you bought 3 months ago, will be needing repair already.

 5. And lastly... Ask yourself - Do I really need it? Can I afford it? - 

If your answer is Yes, then by all means Go ahead and Shop, but don't forget to save some for the rainy day!

Happy Shopping!